Kentucky property tax
South region · 120 counties · Census ACS 2019-2023 (ACS 2023 5-year)
Kentucky has a population-weighted effective property-tax rate of 0.78% of home value (Census ACS 2019-2023 (ACS 2023 5-year)) — -27.4% versus the US average of 1.08%, close to the US average effective rate. The typical bill is about $1,565 on a median home worth around $195,164. Kentucky ranks #30 of 51 states by property-tax rate (1 = highest). Within the state, Campbell County is highest at 1.06% and Rockcastle County is lowest at 0.48%.
Source: U.S. Census Bureau, American Community Survey (ACS) 2023 5-year estimates. Data as of June 2026.
Kentucky property tax at a glance
| Figure | Kentucky |
|---|---|
| Effective property-tax rate (pop-weighted) | 0.78% |
| Median-of-counties rate | 0.72% |
| Typical median bill | $1,565 |
| Typical median home value | $195,164 |
| Versus US average rate | -27.4% (US avg 1.08%) |
| State rank (1 = highest of 51) | #30 |
| Counties | 120 |
Source: U.S. Census Bureau, American Community Survey (ACS) 2023 5-year estimates. Data as of June 2026.
Kentucky counties ranked by property-tax rate
Counties in Kentucky, highest effective rate first (top 40 of 120 shown). Counties with their own page are linked.
| Rank | County | Median tax/yr | Median home value | Effective rate |
|---|---|---|---|---|
| 1 | Campbell County | $2,495 | $234,500 | 1.06% |
| 2 | Kenton County | $2,284 | $227,500 | 1.00% |
| 3 | Harlan County | $722 | $73,100 | 0.99% |
| 4 | Webster County | $961 | $97,600 | 0.98% |
| 5 | Boyd County | $1,233 | $126,300 | 0.98% |
| 6 | Greenup County | $1,273 | $135,300 | 0.94% |
| 7 | Bracken County | $1,093 | $116,400 | 0.94% |
| 8 | Letcher County | $657 | $70,500 | 0.93% |
| 9 | Oldham County | $3,454 | $375,000 | 0.92% |
| 10 | Boone County | $2,273 | $253,200 | 0.90% |
| 11 | Fayette County | $2,425 | $272,100 | 0.89% |
| 12 | Henderson County | $1,455 | $165,700 | 0.88% |
| 13 | Daviess County | $1,595 | $185,800 | 0.86% |
| 14 | Boyle County | $1,712 | $200,700 | 0.85% |
| 15 | Bullitt County | $1,994 | $233,700 | 0.85% |
| 16 | Jefferson County | $2,023 | $237,200 | 0.85% |
| 17 | Lee County | $696 | $82,100 | 0.85% |
| 18 | Carlisle County | $887 | $104,700 | 0.85% |
| 19 | Breathitt County | $521 | $61,800 | 0.84% |
| 20 | Franklin County | $1,672 | $198,700 | 0.84% |
| 21 | Henry County | $1,489 | $181,300 | 0.82% |
| 22 | Hopkins County | $1,057 | $128,800 | 0.82% |
| 23 | Hickman County | $756 | $92,300 | 0.82% |
| 24 | Mercer County | $1,553 | $189,700 | 0.82% |
| 25 | Shelby County | $2,248 | $277,500 | 0.81% |
| 26 | Gallatin County | $1,368 | $169,400 | 0.81% |
| 27 | Ballard County | $1,067 | $132,900 | 0.80% |
| 28 | Anderson County | $1,698 | $213,200 | 0.80% |
| 29 | Nelson County | $1,782 | $224,100 | 0.80% |
| 30 | Union County | $858 | $109,000 | 0.79% |
| 31 | Pendleton County | $1,246 | $160,800 | 0.78% |
| 32 | Martin County | $657 | $84,900 | 0.77% |
| 33 | Jessamine County | $1,889 | $245,100 | 0.77% |
| 34 | Monroe County | $892 | $116,300 | 0.77% |
| 35 | Carroll County | $982 | $129,800 | 0.76% |
| 36 | Morgan County | $802 | $106,000 | 0.76% |
| 37 | Hart County | $935 | $124,600 | 0.75% |
| 38 | Floyd County | $697 | $93,300 | 0.75% |
| 39 | Montgomery County | $1,222 | $163,800 | 0.75% |
| 40 | Owen County | $1,231 | $165,000 | 0.75% |
Source: U.S. Census Bureau, American Community Survey (ACS) 2023 5-year estimates. Data as of June 2026.
How Kentucky compares with other states
| State | Effective rate | Median bill | vs US avg |
|---|---|---|---|
| Kentucky (this state) | 0.78% | $1,565 | -27.4% |
| Montana | 0.78% | $2,616 | -28.1% |
| Florida | 0.80% | $2,690 | -26.4% |
| Indiana | 0.77% | $1,614 | -28.4% |
| Virginia | 0.80% | $3,452 | -25.8% |
| New Mexico | 0.75% | $1,717 | -30.3% |
Frequently asked questions
What is the property-tax rate in Kentucky?
Kentucky's population-weighted effective property-tax rate is 0.78% of home value (Census ACS 2019-2023 (ACS 2023 5-year)), -27.4% versus the US average of 1.08%. The typical bill works out to about $1,565 on a $195,164 home. It ranks #30 of 51 states (1 = highest).
Which Kentucky county has the highest property tax?
In Kentucky, Campbell County has the highest effective property-tax rate at 1.06% (median tax $2,495). The lowest is Rockcastle County at 0.48%. Source: Census ACS 2019-2023 (ACS 2023 5-year).
Is property tax high in Kentucky?
Kentucky is around average on property tax at a 0.78% effective rate, close to the US average effective rate. The median Kentucky home is worth about $195,164 and the median bill is around $1,565. Rates vary widely between its 120 counties.
How is the Kentucky property-tax rate calculated?
It is a population-weighted average of each county's effective rate (median real estate taxes paid / median home value), using Census ACS 2023 5-year tables B25103 and B25077. A median-of-counties rate (0.72%) is also computed as a check. These are area medians, not statutory mill rates.
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Source & accuracy
State figures aggregate county-level Census ACS (2019-2023 (ACS 2023 5-year)) data (median real estate taxes paid B25103, median home value B25077), population-weighted. US public domain. These are area medians, not statutory rates or your individual bill — your property tax depends on your assessed value, exemptions and local levy. Verify with your county assessor. See our methodology and disclaimer.
Last updated: 2026-06-20